Dr. Bernd van Linder built his career at ABN AMRO in the Netherlands before moving to the GCC region where he was General Manager Treasury of Saudi Hollandi Bank before becoming CEO of the same bank in 2009. He has a wealth of experience in retail, commercial and corporate banking and an excellent track-record in treasury, risk management and in leading strategic change processes. Dr. Bernd van Linder is a PhD holder in Artificial Intelligence from the University of Utrecht, Netherlands. He holds also a Master of Business Administration degree in Financial Management from the University of Bradford in the United Kingdom.
Joined CBD in January 2017.
Darren Clarke was the CFO for National Australia Bank (NAB), Asia, and was based in Singapore. He has worked with NAB for the last 13 years, including in roles as the CFO for Global Markets & Treasury. Prior to that, Darren worked for JPMorgan Chase in the UK, Luxembourg and Hong Kong. Darren holds a Bachelor’s degree in Accounting from the University of Wollongong. He is also qualified as a Chartered Accountant with the Institute of Chartered Accountants in Australia.
Joined CBD in April 2018.
Ali Imran is the Chief Operating Officer at Commercial Bank of Dubai and is a member of the Bank’s Executive Committee. He is responsible for designing and delivering digital capabilities, technological innovation, operational efficiencies, and strategic transformation within the bank
With a career spanning over 20 years, Ali is a seasoned international banking professional with experience encompassing a wide range of disciplines, including, Operations, Retail Banking, Strategy and Planning, Transaction Banking, and Digital Transformation. Prior to joining CBD, Ali was a Partner – Financial Services Advisory at PwC Middle East. He has also held a variety of senior cross-discipline leadership roles in ABN AMRO, HSBC, and the Royal Bank of Scotland.
Ali has a Bachelor’s in computer sciences and holds a Master’s in Business Administration from Hult International Business School, USA.
Fahad Al Muhairi has 18 years of banking experience. Mr. Al Muhairi’s previous roles include Chief Risk Officer at Dubai Islamic Bank and General Manager at Amlak Finance. His other experience includes Senior Manager- Corporate Banking and Main Branch Manager at Standard Chartered Bank as well as a Bank Examiner with Central Bank of the UAE. Mr. Al Muhairi holds a Masters Degree in Business Administration and Finance.
Fahad joined CBD in December 2014.
Piotr Bednarek has 25 years of experience in financial markets and treasury, having held various senior positions across Asia and Europe. He holds an MSc in International Economics from Warsaw University, an Executive MBA from the University of Minnesota, and recently graduated from the Advanced Management Programme at MIT Sloan School of Management.
Joined CBD in September 2024
Othman Bin Hendi joined the bank in 1999 from Standard Chartered and has served in a number of positions across the organization during his career with the bank. In recent years, he has assumed key leadership roles within both Credit and Wholesale Banking.
Abdul Rahim Al Nimer joined the bank in 1988 and has held a number of key front-line roles during the course of his dedicated career with CBD. Over the past several years Abdul Rahim served as Deputy General Manager, Corporate Banking and has significantly contributed to the growth and success of the Group.
Alan Grieve is the Chief Credit Officer, he joins CBD following a 29 year career with HSBC that involved senior leadership roles in Corporate Banking, Operations, and Risk Management. Alan returns to the UAE after a career which has led him to senior roles across Asia, Latin America, Europe and the Middle East. Most recently, Alan served for five years as HSBC’s Chief Risk Officer for China, based in Shanghai. Previous roles have included COO, Head of Special Assets, and Head of Wholesale Credit Risk for the Asia Pacific region.
He received his education in Scotland, earning a Bachelor of Laws with honors from Aberdeen University.
Rupert Rogers is the Chief Risk Officer at Commercial Bank of Dubai and is responsible for leading and implementing the Bank’s risk framework and overseeing Operational Risk, Fraud Risk, Market Risk and Enterprise Risk Management.
Rupert is an accomplished banking and capital markets professional with more than 20 years of experience across multiple geographies. Prior to joining CBD, Rupert was the General Manager of Enterprise Risk Management in SABB in Saudi Arabia.
Rupert has also held a number of senior risk and credit roles for Standard Bank and the Financial Services Authority in London prior to his move to Saudi Arabia in 2009.
Rupert is a Chartered Financial Analyst and holds a Bachelor of Law from The London School of Economics.
Khaled Al Hammadi is the General Manager - Personal Banking Group at Commercial Bank of Dubai and a member of the Bank’s Executive Committee. Khaled is a seasoned Emirati banking executive with over two decades of experience across both conventional and Islamic banking and is responsible for leading CBD’s retail banking programme including management of the Personal Banking, Private Banking and SME segments. Prior to joining CBD in 2015, Khaled held several senior management roles with FAB and HSBC Bank in the UAE, including heading the branch network. Khaled holds a Bachelor of Science degree from Virginia Commonwealth University, USA.
Sultan Al Mahmood is the Chief Human Resources Officer at Commercial Bank of Dubai and is a member of the Bank’s Executive Committee. Sultan is responsible for all aspects of CBD's Human Resources (HR) function, including talent development, employee engagement, diversity and inclusion, Emiratization, culture development, and HR digitization.
Sultan is a seasoned Emirati executive with over two decades of experience in leadership and people and organizational development. Prior to his current role, Sultan served as Chief Human Resources Officer at Al Hilal Bank.
Sultan has also held several other senior roles in the UAE, including Executive Director of Strategic Performance at Tourism Development and Investment Company (TDIC), and Executive Vice President and Head of Human Resources at Abu Dhabi Commercial Bank.
Sultan holds an MBA in Strategic and Security Studies from the National Defense College in the UAE, an MA in Human Resources Development, and a BA in Business Administration, from Webster University in Switzerland.
The Board of Directors delegates to the Executive Committee, the authority and limits to assist the CEO and his directs in fulfilling their oversight responsibilities. The responsibilities of the EXCO include assessing and recommending the annual review plan and strategy, reviewing the financial performance, reviewing and recommending major investment and expansion decisions, and approving any other business matters submitted to EXCO.
The ALCO's objective is to safeguard the long-term profitability of the Group by managing the mix of assets and liabilities given its expectations of the future and the potential consequences of interest rate movements, liquidity constraints, foreign exchange exposure and capital adequacy. The ALCO is also responsible for ensuring that all strategies conform to the Group's risk appetite and levels of exposure as determined by the Board.
The CC manages CBD's credit risk by reviewing and approving or recommending individual customer proposals that involve taking any credit risk by CBD in line with the specific authorities delegated by The Board Credit and Investment Committee.
The PIC reviews and approves investment projects for CBD and provides guidance for CBD's long-term and short-term goals in the areas of strategic project investment. The PIC governs all projects of CBD including but not limited to those with a direct or an indirect dependency on IT. The PIC is also responsible for reviewing key aspects including the investment slate, project performance, project financials, business case approvals and project delivery.
The purpose of RMCC is to manage all risks that have the potential to materially impact the Bank’s financial performance or the sustainability of its business operations. It oversees the implementation of the policies, procedures, processes and framework related to all risks and maintains oversight of the risks across the Bank. In addition, RMCC ensures compliance with regulatory requirements specified by regulators applicable to CBD. The Committee shall provide a robust and consistent framework for the timely identification, analysis, mitigation and management of material risks.
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