Highlights
Interest-free
Low interest rates
Instant access
24*7 Online Access
Overview
Get more for your business - and yourself - with the CBD Business Visa Signature Credit Card, the only card designed to meet both your personal and business needs.
Top features
Features and benefits
-
Financial
-
- Free for life cards with credit limits of up to AED 250,000
- Interest-free credit period of up to 52 days for better cash flow management
- Cash advance facility of up to 50% of credit limit for urgent expenses
- Access to a flexible line of revolving credit at low interest rates of 3.45% per month (3.45% effective 09 Dec 2020)
- Flexible repayment options, from 5% of outstanding balance and up to 100%
- Free for life cards with credit limits of up to AED 250,000
-
-
Lifestyle
-
Free valet parking up to two times per month, at 30+ locations in the UAE through Valtrans. For more details visit CBD Credit Cards Valet Parking .
Complimentary lounge access to over 1000 Airport Lounges worldwide. For FAQs, visit Frequently Asked Questions
- 50% discount on up to four 2D Cinema tickets across the UAE every calendar month. For more information, visit VOX Cinema .
To avail of the cinema and valet parking benefit mentioned above, cardholders must have a minimum monthly retail spend (excluding cash withdrawals) of AED 7,500 in the calendar month, failing which cardholder account will be charged the differential amount.
*Retail spend does not include Cash Withdrawal.
-
-
Rewards
-
- Complimentary multi-trip travel insurance
- CBD Rewards Points, redeemable for cash, air miles and shopping vouchers, with every spend of one UAE Dirham: up to 1.5 CBD Reward Points on every purchase
- Instant access to card account with the CBD Mobile Banking App.
- Complimentary multi-trip travel insurance
-
-
Convenience
-
- Accepted at over 30 million global outlets, including over 3 million online merchants and in over 1.2 million ATMs
- Dedicated number for 24 hour client service through our Contact Center within UAE 04 211 2818 and outside UAE +971 4 211 2818
- 24X7 online access on up-to-date credit card account balances and transactions
-
Fees and charges
| Business Credit Card | |||
|---|---|---|---|
| Charges type | AED % | ||
| Annual card fees | Nil | ||
| Interest rate on outstanding balances | 3.45% monthly | ||
| Cash rate | 2.99% | ||
| Foreign exchange fee | 2%** | ||
| Card replacement fee | AED 100 | ||
| Late payment / Over limit fee | AED 209 | ||
| Cash advance | 3% of transaction value or AED 100 whichever is higher | ||
** This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE dirhams.
5% VAT is applicable on all fees excluding Interest levied
Eligibility criteria
CBD Business Credit Card is available through the following:
| Business Credit Card | Criteria |
|---|---|
| Sector | Owners and nominated staff members of registered business entities operating in trading, manufacturing, professional or service sectors. |
| Minimum Salary | Any business entity that maintain min average bank account balance of AED 25,000 |
| Age Limit | Applicants whose age is between 25-65 years |
Business Credit Card
Required documents
- National ID or valid passport with UAE residence visa and Emirates ID of all signing authorities and shareholders, if applicable
- Valid legal and constitutive documents (i.e. Trade License, Certificate of Commercial Registration, Free Zone Certificate of Incorporation, Memorandum of Association, Partnership Agreement) as applicable
- Power of Attorney or Board Resolution, if applicable
- Proof of address
- Details of Ultimate Beneficial Owners
- Bank Reference Letter and Company Profile, if applicable
Relevant links
Key Facts Statement
We kindly request you to carefully read and understand this document if you are applying for a Credit Card (CARD) with Commercial Bank of Dubai.
Learn moreRelated products
Commodity Finance
We provide a set of financial instruments available to companies involved in the production, processing, or trading of commodities.
Exports
From simplicity to sophistication, we provide products that suit your exports business.
Imports
Ensure that fund imports for your business needs are undertaken securely and with the highest standards.
Other ways to connect
Download CBD App - and open an account in minutes.
Access your financial future from the palm of your hand.
Accessibility
