Highlights
Free for Life
CBD Reward Points
Chip & Pin
Top Features
Features and Benefits
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Financial Benefits
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- No annual fees on primary card. Up to 5 free supplementary cards for your family member (age above 15 years).
- Cashback on purchases will be awarded subject to meeting a minimum overall spend of AED 2,500 posted transactions in a calendar month.
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Other Benefits
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Lifestyle Benefits
- 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information:
Click here. (To avail the benefit calendar month spends of AED 2,000 are required) - Shopping & Dining: Discounts across 500+ lifestyle offers through CBD mobile app.
- Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download Now
- Complimentary Insurance: 'Purchase Protection' & 'Extended Warranty' offered by Visa.
- For details and other Visa offers: Visit https://ae.visamiddleeast.com
- 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information:
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Convenience
Dedicated number for 24 hour client service through our Contact Center - 600 575 556.
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Security
- CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. Learn more
| Spend Type | Cashback Details |
|---|---|
| Movies | 50% cashback on movie tickets and F&B purchases at cinemas anywhere in the world including online |
| Supermarket | Up to 10% cashback on supermarkets/hypermarkets purchases anywhere in the world including online |
| Medical Bills | Up to 10% cashback on purchases made at clinics, hospital and pharmacies anywhere in the world including online |
| Dining | 5% cashback on dining purchases anywhere in the world including online |
| Fuel | 5% cashback on fuel purchases anywhere in the world |
| Utility Bills | Up to 3% cashback on all utility bill payments including Telephone bills, Water and Electricity bills, Cable/Pay television bills and Government linked payments |
| International spends | 3% cashback on all international purchases made in non-AED currencies |
| All other spends | 0.5% cashback on all other retail purchases within the UAE including online |
Fees and Charges
| Pricing | Existing Samba Credit Card | New CBD Credit Card |
|---|---|---|
| Annual Fees | Free for Life | No change |
| Monthly Retail & Cash Interest | 3.15% | Effective 6 September 2023, Monthly Retail / Cash Interest shall be revised to 3.85% per month) |
| Late Payment Fees* | AED 199 | No change |
| Over limit Fees* | AED 199 | No change |
| Cash Advance Fees* | 3% or AED 99 higher of two | No change |
| International Transaction fees | 3.25% | 2.75% (Effective 6 September 2023, Fee shall be revised to 2.99%) |
| Dynamic Currency Conversion | 1.75% | 2.75% (Effective 6 September 2023, Fee shall be revised to 2.99%) |
| Credit Shield* | 0.69% of statement balance | No change |
| Card Replacement Fees* | AED 50 | AED 50 |
Relevant Links
Program Terms and Conditions
Click hereFrequently Asked Questions
Click hereCredit Shield Program Terms and Conditions
Click hereDownload the CBD App and access your financial future from the palm of your hand.
Other ways to connect
Accessibility