Highlights
Free for Life
CBD Reward Points
Chip & Pin
Top Features
Features and Benefits
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Financial Benefits
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- No annual fees on primary card. Up to 5 free supplementary cards for your family members (age above 15 years)
- Earn cashback on all your shopping done during a given month. Minimum calendar moth posted spend of AED 1,500 is required to start earning cashback. The cashback earned is calculated based on spend-tiers and is done as follows:
- Step 1: All posted transactions in a calendar month will be summed up to calculate your monthly spends
- Step 2: Monthly spends will be distributed amongst the predefined spend-tiers (as illustrated below)
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| Spend Tier (AED) | Cashback (%) |
|---|---|
| 0-5,000 | 0.55% |
| 5,000 - 10,000 | 2.00% |
| 10,000 - 15,000 | 3.00% |
| 15,000+ | 5.00% |
Illustration on Cashback calculation if your monthly retail spend is above AED 17,000
| Spend Tier (AED) | Cashback (%) | Spend distribution (AED) | Cashback earned (AED) |
|---|---|---|---|
| 0-5,000 | 0.55% | 5,000 | 27 |
| 5,000 - 10,000 | 2.00% | 5,000 | 100 |
| 10,000 - 15,000 | 3.00% | 5,000 | 150 |
| 15,000+ | 5.00% | 2,000 | 100 |
Illustration on Cashback calculation if your monthly retail spend is above AED 17,000
Other Benefits
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Lifestyle Benefits
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- 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information:
Click here. (To avail the benefit calendar month spends of AED 2,000 are required) - Shopping & Dining: Discounts across 500+ lifestyle offers through CBD mobile app.
- Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download Now
- Complimentary Insurance: 'Purchase Protection' & 'Extended Warranty' offered by Visa.
- For details and other Visa offers: Visit https://ae.visamiddleeast.com
- 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information:
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Convenience
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Dedicated number for 24 hour client service through our Contact Center - 600 575 556.
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Security
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- CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. Learn more
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Fees and Charges
| Pricing | Existing Samba Credit Card | New CBD Credit Card |
|---|---|---|
| Annual Fees | Free for Life | No change |
| Monthly Retail & Cash Interest | 3.15% | Effective 6 September 2023, Monthly Retail / Cash Interest shall be revised to 3.85% per month) |
| Late Payment Fees* | AED 199 | No change |
| Over limit Fees* | AED 199 | No change |
| Cash Advance Fees* | 3% or AED 99 higher of two | No change |
| International Transaction fees | 3.25% | 2.75% (Effective 6 September 2023, Fee shall be revised to 2.99%) |
| Dynamic Currency Conversion | 1.75% | 2.75% (Effective 6 September 2023, Fee shall be revised to 2.99%) |
| Credit Shield* | 0.69% of statement balance | No change |
| Card Replacement Fees* | AED 50 | AED 50 |
* Fees and charges mentioned in the table are exclusive of 5% (five percent) Value Added Tax (VAT) applicable. Other CBD Fee and Charges Click here
Relevant Links
Program Terms and Conditions
Click hereFrequently Asked Questions
Click hereCredit Shield Program Terms and Conditions
Click hereDownload the CBD App and access your financial future from the palm of your hand.
Other ways to connect
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