Smiles Bonus Points

Enjoy up to AED 4,000 welcome bonus Smiles points

All Smiles with CBD Smiles Cards 

All smiles and more with CBD Smiles Credit Cards

Enjoy more than 300,000 Smiles points, no annual fee for the first year and so much more with CBD Smiles Credit Cards. Redeem your Smiles points for Etisalat bills, groceries, food delivery, electronics, travel and much more. Earn Smiles points on every AED spend, 50% off cinema tickets, complimentary golf, valet parking, airport lounge access worldwide and so much more.

Step into the world of Smiles now and get your CBD Smiles Visa Signature or CBD Smiles Visa Platinum Card in minutes with the CBD Mobile Banking App using your Emirates ID.

Promotion validity: From 24 Oct 2023 to 31 Dec 2023. (Offer is valid for cards issued between the above dates)

CBD Smiles Visa Signature Credit Card

Smiles points earned for spends on Smiles App/Etisalat and elGrocer only 

Required Spend 

Bonus Smiles 

Regular Smiles earned on Smiles 
(10 Smiles earned per AED 1) 

Total Smiles Earned from Smiles App/ Etisalat and elGrocer Spends 

Spends 30 days from Card Issuance Date 

AED 2,500 

50,000 

25,000 

75,000 

Spends between 31 to 90 days from Card Issuance Date 

AED 5,000 

25,000 

50,000 

75,000 

 

AED 7,500 

75,000 

75,000 

150,000 

 

Smiles Points on Spends of Other Merchants 

Required Spend 

Bonus Smiles 

Regular Smiles earned for Domestic transactions 
(2 Smiles earned per AED 1) 

Total Smiles Earned on Spends of Other Merchants 

Spends 30 days from Card Issuance Date 

AED 5,000 

50,000 

10,000 

60,000 

Spends between 31 to 90 days from Card Issuance Date 

AED 42,500 

15,000 

85,000 

100,000 

 

AED 47,500 

65,000 

95,000 

160,000 

 

 

 

 

 

Total points on all Spends 90 days from Card Issuance Date 

AED 55,000 

140,000 

170,000 

310,000 Smiles 

 

CBD Smiles Visa Platinum Credit Card

Smiles points earned for spends on Smiles App/Etisalat and elGrocer only 

Required Spend 

 
 

Bonus Smiles 

 
 

Regular Smiles earned on Smiles 
(5 Smiles earned per AED 1) 

Total Smiles Earned from Smiles App/ Etisalat and elGrocer Spends 

Spends 30 days from Card Issuance Date 

AED 2,000 

20,000 

10,000 

30,000 

Spends between 31 to 90 days from Card Issuance Date 

AED 4,000 

15,000 

20,000 

35,000 

 

AED 6,000 

35,000 

30,000 

65,000 

 

Smiles Points on Spends of Other Merchants 

Required Spend 

Bonus Smiles 

Regular Smiles earned for Domestic transactions 
(1.5 Smiles earned per AED 1) 

Total Smiles Earned from Spends on of Other Merchants 

 
 

Spends 30 days from Card Issuance Date 

AED 3,000 

20,000 

4,500 

24,500 

Spends between 31 to 90 days from Card Issuance Date 

AED 18,500 

7,500 

27,750 

35,250 

 

AED 21,500 

27,500 

32,250 

59,750 

 

 

 

 

 

Total Points on all Spends 90 days from Card Issuance Date 

AED 27,500 

62,500 

62,250 

124,750 Smiles 

*For detailed terms and conditions, please click  here 

Warning

If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement

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