Overview
Make the right financial choices and the best of life will open up for you. Al Etihad Credit Bureau in UAE provides credit reporting to help you understand your financial obligations and credit worthiness. Through timely repayment of liabilities, you can benefit from a host of privileges and opportunities that come with having a good credit history.
Etihad Credit Bureau
Your Credit Report is a document that includes your personal details, all your credit facilities, your payment history and bounced cheques information.
For more information visit: etihadbureau.ae
To obtain your Credit Report, you can visit etihadbureau.ae or download the Etihad Credit Bureau CreditReport app in the App Store or Google Play Store.
What is Al Etihad Credit Bureau?
Etihad Credit Bureau is a Federal Government organization that collects credit data, information and financial commitments from banks and financial institutions in order to provide accurate Credit Reports to individuals, financial institutions and companies in the UAE as allowed by the laws and regulations of the UAE.
Etihad Credit Bureau
To obtain your Credit Report and Credit Score, you can download the Etihad Credit Bureau CreditReport app in the App Store or Google Play Store or visit etihadbureau.ae
For individual customers, the Credit Report is AED 84 including VAT, and the Credit Score is AED 10.50 including VAT.
Information confidentiality and data protection is of utmost importance to the Etihad Credit Bureau. Information will be kept confidential as per the laws and regulations of the UAE.
Etihad Credit Bureau does not play any role in reviewing, assessing or approving your application for credit facilities or products and services. The information in your credit report is used by banks, finance companies, telecommunication operators, water and electricity providers, courts, government entities, etc to support them in making their own decision to disburse credit facilities or provide products or services.
No, individual does not require to submit any information. Etihad Credit Bureau collects the information directly from the Information Providers as per its mandate under the Federal Credit Information Law (6) of 2010 and its amendment in Federal Decree Law No. (8) of 2020.
The information in your Credit Report provided by various financial and nonfinancial institutions and other data providers. If you find any inaccuracies, Etihad Credit Bureau can assist you by contacting the relevant information provider. To request a data correction request, fill out the form on our website using the following link: etihadbureau.ae/correction.
In the case where the inaccuracies are by different information providers, we kindly request you to submit each data correction request separately.
The Consent is a signed approval by an individual or a company for lending institutions or any other entity authorized to obtain Credit Reports from the Etihad Credit Bureau on individuals or companies. This approval must be in writing.
For establishments, the Credit Report is AED 84 including VAT, and the Credit Score is AED 10.50 including VAT.
For companies, the Credit Report is AED 157.50 including VAT, and the Credit Score is AED 10.50 including VAT.
Correct Information on a Credit Report
If you have raised a data correction request through Etihad Credit Bureau, then you will receive an email update as soon as the data is updated.
Please note, that Central Bank of UAE regulations specify that information providers are required to respond within 7 to 10 working days. However, if 10 days pass and you have not received an update, we suggest you follow up by replying to the email you received upon your request.
Customer Service Centre
Customer Service Center
Abu Dhabi
P.O. Box 111212 Emirates Real Estate Building, 8th Floor, Al Falah StreetCall 800287328 or visit https://etihadbureau.ae/
WARNING
Product details given above are for the initial reference purpose only. Approval of any loan or facility will be at a sole discretion of CBD. Personal Loans are subject to Terms and Conditions as stipulated by CBD and the regulatory authorities in the UAE.
Please contact our call centre 600 575 556 for checking your eligibility for CBD Personal Loan and detailed Personal Loan terms as product availability depends on terms stipulated by the Central Bank as well as on the Bank’s internal credit policy.
Please carefully read all terms and conditions on CBD Personal Loan application form and also on Personal Loan agreement (both to be signed by you) as well as CBD General Terms and Conditions for avoiding any disappointments. You may also consult our Personal Loan Executives/Advisors as well as our representatives in branches or call centre for details or explanations, if required.
If you do not meet the repayments/payments on your credit card/loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. For complete product details and warnings, please refer to the Key Facts Statement.
Download the CBD App and access your financial future from the palm of your hand.
Other ways to connect
Accessibility