Account Type |
Starter |
Premium |
Gold |
Platinum |
Minimum monthly average balance requirements at Relationship Level |
Not Applicable |
AED 350,000 or equivalent in foreign currency |
AED 1,000,000 (or in equivalent currency) |
AED 3,000,000 (or in equivalent currency) |
Monthly service charge for not maintaining minimum monthly average balance at relationship level |
Not Applicable |
AED 500 ( Effective from 1st December 2023) |
AED 500 per month |
AED 600 per month |
Monthly Account Service Fee |
AED 2,500 ( Effective from1st December 2023) |
Not applicable |
Free |
Free |
Standing Orders |
|
Manual |
Online |
Manual |
Online |
Manual |
Online |
Manual |
Online |
Setup |
AED 100 per set up |
AED 25 per set up | AED 100 per set up |
AED 25 per set up | AED 100 per set up | AED 25 per set up |
AED 50 per set up |
AED 25 per set up |
Execution |
AED 15 per transaction |
AED 15 per transaction |
AED 15 per transaction |
AED 15 per transaction
|
Failure due to insufficient funds |
AED 100 per transaction |
AED 50 per transaction |
AED 30 per transaction
|
AED 30 per transaction
|
Amendment / Cancelation |
AED 100 per set up |
AED 15 per set up | AED 100 per set up |
AED 15 per set up | AED 100 per set up |
AED 15 per set up |
AED 50 per set up |
AED 15 per set up |
Remittances Incoming (Below fees are the Bank's Share fee) |
International |
AED 20 USD 10 EURO 10
|
AED 20 USD 10 EURO 10
|
AED 45 USD 5 EURO 5
|
AED 20 USD 5 EURO 5
|
Note: For inward remittances wherein funds credited to customer account and doesn’t include correspondent bank charges and where charge instruction is marked as ‘OUR’, CBD will debit a fee equivalent to AED while crediting the funds to the customer account. |
Remittances Outgoing |
|
Manual |
Electronic |
Manual |
Electronic |
Manual |
Electronic |
Manual |
Electronic |
Local within UAE |
AED 75 |
AED 20 |
AED 75 |
AED 20 |
AED 500 |
AED 15 |
AED 500 |
AED 10 |
International outside UAE |
AED 100 |
AED 35 |
AED 100 |
AED 30 |
AED 500 |
AED 25 |
AED 500 |
AED 20 |
Within CBD accounts |
AED 60 |
Free |
AED 60 |
Free |
AED 250 |
Free |
AED 250 |
Free |
Recall of Telex Transfer |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
Managers Cheques/Demand Draft |
Manual |
Electronic |
Manual |
Electronic |
Manual |
Electronic |
Manual |
Electronic |
Managers Cheques (per cheque) |
AED 20 |
AED 20 |
AED 20 |
AED 20 |
AED 150 per cheque |
AED 150 per cheque |
Demand Drafts (per cheque) |
AED 20 |
AED 20 |
AED 20 |
AED 20 |
AED 150 per draft |
AED 75 per draft
|
Stopped demand draft/managers cheque |
AED 50 |
AED 50 |
AED 50 |
AED 50 |
AED 50 |
AED 50 |
AED 50 |
AED 50 |
Cheques |
Cheque Book |
- 1st cheque book free
- Additional 50 leaf cheque book for AED 50
|
- 1stcheque book free
- Additional 50 leaf cheque book for AED 50
|
- 1stcheque book free
- AED 150 for each additional cheque book (50 cheque leaves)
|
- 1stcheque book free
- AED 100 for each additional cheque book (50 cheque leaves)
|
Inward clearing (payments made by you) |
Free |
Free |
Free |
Free |
Special Clearing (inward and outward) |
AED 205 |
AED 205 |
AED 205 |
AED 205 |
Outward clearing |
Free |
Free |
Free |
Free |
Return cheques: inward clearing (payments made by you) |
AED 500 |
AED 500 |
AED 500 |
AED 350 |
Post Dated Cheque Collection (PDC) |
AED 10 per cheque |
AED 10 per cheque |
AED 15 per cheque |
AED 15 per cheque |
PDC date extension |
AED 25 per cheque |
AED 25 per cheque |
AED 25 per cheque |
AED 15 per cheque |
PDC withdrawal |
AED 25 per cheque |
AED 25 per cheque |
AED 25 per cheque |
AED 15 per cheque |
Cash Deposit |
Over the counter teller transactions |
AED 50 per transaction
|
AED 50 per transaction
|
- AED 50 per transaction for amount deposited up to AED 500,000
- 0.05% of the total cash deposited for amounts of AED 500,000 or above
|
-
AED 40 per transaction for amount deposited up to AED 500,000
- 0.05% of the total cash deposited for amounts of AED 500,000 or above
|
Cash Deposit through CBD Cash Deposit Machines |
Free |
Free |
Free |
Free |
Cash Cheque Withdrawal |
Over teller counter transactions |
AED 40 per transaction
|
AED 40 per transaction
|
Free up to 5 transactions per month per account
AED 40 per transaction thereafter
|
Free up to 10 transactions per month per account
AED 40 per transaction thereafter
|
CBD ATM |
Free |
Free |
Free |
Free |
Payroll (Rateb Payroll Card) |
One time set up cost |
- AED 500 for companies less than 50 employees
- AED 1,500 for companies with more than 50 employees
|
- AED 500 for companies less than 50 employees
- AED 1,500 for companies with more than 50 employees
|
- AED 500 for companies less than 50 employees
- AED 1,500 for companies with more than 50 employees
|
- AED 500 for companies less than 50 employees
- AED 1,500 for companies with more than 50 employees
|
|
Electronic |
Electronic |
Manual |
Electronic |
Manual |
Electronic |
Rateb Payroll Processing WPS |
AED per card. MOL ID will incur a cahrge of AED 100 monthly |
AED 7 per card. MOL ID will incur a charge of AED 100 monthly |
- AED 1,000 Per file plus AED 7 Per card
- AED 100 Per month per MOL ID
|
- AED 7 Per card
- AED 100 Per month per MOL ID
|
- AED 1,000 Per file plus AED 6 Per card
- AED 100 Per month per MOL ID
|
- AED 6 Per card
- AED 100 Per month per MOL ID
|
Rateb Payroll statement |
Free |
Free |
Free |
Free |
AED 7 per card. MOL ID will incur a charge of AED 100 monthly |
AED 7 per card. MOL ID will incur a charge of AED 75 monthly |
WPS transfers to other banks |
AED 3 per record |
AED 3 per record |
AED 3 per record
|
AED 2 per record |
Non WPS transfers to other banks |
AED 50 per bank |
AED 50 per bank |
AED 50 per bank
|
AED 50 per bank
|
Miscellaneous Charges |
Stop payment of cheque |
AED 100 per cheque |
AED100 per cheque |
AED 50 per cheque |
AED 50 per cheque |
Stop payment of lost cheque book |
AED 500 per cheque book |
AED 500 per cheque book |
AED 500 per cheque book |
AED 500 per cheque book |
Bank statement - Manual issuance |
AED 100 per request per monthly statement |
AED 100 per request per monthly statement |
AED 100 per request per monthly statement |
AED 100 per request per monthly statement |
Swift Copies of Remittance |
AED 100 per message |
AED 100 per message |
AED 100 per message |
AED 100 per message |
Retrieval of transaction record |
- Less than 6 months: AED 50
- Greater than 6 months: AED 100
|
- Less than 6 months: AED 50
- Greater than 6 months: AED 100
|
- Less than 6 months: AED 50
- Greater than 6 months: AED 100
|
- Less than 6 months: AED 50
- Greater than 6 months: AED 100
|
Non - submission of renewed Trade License copy (expired trade license) |
AED 300 per month |
AED 300 per month |
AED 300 per month |
AED 300 per month |
Trade License Update |
Online – Free Manual - AED 150 |
Online – Free Manual - AED 150 |
Online – Free Manual - AED 150 letter |
Online – Free Manual - AED 150 |
Bank reference letter |
AED 250 |
AED 250 |
AED 250 |
AED 250 |
Liability /No Liability Certificate |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Audit Confirmation |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Online - AED 250 per request Manual - AED 500 per request |
Account closure within 12 months |
AED 350 |
AED 350 |
AED 350 |
AED 350 |
Account closure certificate (release letter) |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
Signature Authentication charge |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
Attijari e-Advice (inward and outward remittances) |
AED Free |
AED Free |
AED Free |
AED Free |
iBusiness Online Banking |
Enquiry and Full transaction access |
Free
|
Free
|
Free
|
Free
|
Transaction Authorization Hard Token |
- First 2 tokens free
- each additional token AED 75 per tocken
|
- First 2 tokens free
- each additional token AED 75 per tocken
|
- First 2 Tokens - Free
- Additional Physical Tokens - AED 75 per Token
|
-
First 2 Tokens - Free
- Additional Physical Tokens - AED 75 per Token
|
Transaction Authorization Soft Token |
- First 2 tokens free
- Each additional token AED 50 per tocken
|
- First 2 tokens free
- Each additional token AED 50 per tocken
|
- First 2 tokens free
- Each additional token AED 50 per tocken
|
- First 2 tokens free
- Each additional token AED 50 per tocken
|
Training Support |
- First site visit free.
- AED 250 for subsequent visit for Dubai and Sharjah
- AED 400 for all other Emirates
|
- First site visit free.
- AED 250 for subsequent visit for Dubai and Sharjah
- AED 400 for all other Emirates
|
- First Training free
- Additional Training – AED 250 per session
|
- First Training free
- Additional Training – AED 250 per session
|
Business Debit / ATM Card* |
Issuance / Renewal |
Free |
Free |
Free |
Free |
Transaction fees at CBD ATMs and CDMs |
Free |
Free |
Free |
Free |
Transaction fee in non-CBD ATMs in UAE |
- Cash withdrawal AED 2
- Balance enquiry AED 1
|
- Cash withdrawal AED 2
- Balance enquiry AED 1
|
- Cash withdrawal AED 2
- Balance enquiry AED 1
|
- Cash withdrawal AED 2
- Balance enquiry AED 1
|
Fees for using an ATM outside the UAE |
- GCC countries: AED 6 per withdrawal and AED 3 per balance enquiry
- Other countries: AED 20 per withdrawal and balance enquiry is free
|
- GCC countries: AED 6 per withdrawal and AED 3 per balance enquiry
- Other countries: AED 20 per withdrawal and balance enquriy is free
|
- GCC countries: AED 6 per withdrawal and AED 3 per balance enquiry
- Other countries: AED 20 per withdrawal and balance enquiry is free
|
- GCC countries: AED 6 per withdrawal and AED 3 per balance enquiry
- Other countries: AED 20 per withdrawal and balance enquiry is free
|
Foreign currency transaction fee |
2% of transaction value |
2% of transaction value |
2% of transaction value |
2% of transaction value |
Early replacement / re-issuance of card or PIN at customer's request |
AED 25 |
AED 25 |
AED 25 |
AED 25 |
Value Added Services |
Monthly Integrated online statements |
Free |
Free |
Free |
Free |
Phone Banking |
Free |
Free |
Free |
Free |
CBD Delivery Channels |
SMS Banking |
- Two months free service from your registration date
- From the third month - up to 5 messages free every month and after 5th message will be charged at AED 0.20 per message
|
- Two months free service from your registration date
- From the third month - up to 5 messages free every month and after 5th message will be charged at AED 0.20 per message
|
- Two months free service from your registration date
- From the third month - up to 5 messages free every month and after 5th message will be charged at AED 0.20 per message
|
- Two months free service from your registration date
- From the third month - up to 5 messages free every month and after 5th message will be charged at AED 0.20 per message
|